How It Works
A clear, predictable capital process from initial submission through final project completion.
Upload property address, purchase contract, scope of work budget, and anticipated after-repair value (ARV) through our borrower portal.
Our underwriting desk reviews the numbers and issues a transparent, non-binding term sheet within 24 hours detailing leverage and rates.
Title and insurance are verified, closing documents are generated, and funds are wired to the settlement table on your timeline.
Request renovation draws online as milestones are hit. Quick site inspections ensure rapid reimbursement directly to your account.
What You'll Need to Apply
Have these four items prepared to fast-track your term sheet and underwriting approval.
Executed purchase agreement or deed of ownership, existing property condition photos, and clean preliminary title information.
Itemized contractor budget detailing line-item costs, materials, and projected timeline for all planned renovations.
Documented plan for capital repayment, including comparable resale market analyses (ARV) or long-term take-out refinancing terms.
Bank or brokerage statements demonstrating adequate liquidity to cover down payment, closing costs, and initial construction phases.